We sometimes get offended when somebody talks to us about life
insurance. Are they nuts, are they implying we will going to die so
soon?! But looking at the wider perspective, Life Insurance are more of
security for the living family not just for the departed.
Yes,
of course there is the free casket and the burial expenses paid as well
as some cash. But looking at it deeply, how is it going to be if
someone died all of a sudden, the victim's family is not stable enough
to cover the expenses for everything. Sure, a loved one will not allow
the beloved family member just to be rolled in a mat and burried just in
the backyard. Even the piece of memorial "lot" or a space in a piled-up"cemetery apartment" is not free nowadays.
Most of insurance companies I have known has the "policy"
in cases that the policy holder died at the time it is not yet fully
paid on its term as long as it is updated on its monthly amortization;
the holder's family is entitled to all the benefits offerred to the
fully-paid plan.
There is a growing local insurance company here
in the Philippines that also allows transferrability of the use of
policy to family members not just the policy holder alone. A friend's
sister died and the sibling's policy was used for everything including
the casket and burial expenses. This surely brought comfort to the
bereaved family. Minus the stress on bills. Just grieving on the death
not on debt! The bereaved loved ones of the deceased is not anymore
troubled with the expenses.
And we love our children or
parents or everyone important to us that is why we do not want them to
suffer more for our early or unexpected demise. I hope this simple article had opened-up your doors to the insurance brokers. This day, to live is costly and to die is more pricey.
I have posted this same article with a different title on my http://rianaysobel84.xomba.com/life-insurance-policy-not-just-dead-living-family. See more of my articles (some were not posted here) there, click on more from this author. Please follow Family, Daily Living & Style G+ Page to see every posts at a glance for easy selection of reading topics..
Thank you for reading.
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